- We will help you prepare your route to retirement with research and analysis on your existing pensions. If you can do better, we will stream line your provision to minimise your costs and administration.
- We will assess your investment funds and build you a portfolio, with an asset allocation to match the level of risk you can accept.
‘get your decision right’ We specialise in ‘Preparatory’ and ‘At Retirement’ advice. The level of income you get when you retire will not just depend on how much you have saved and how well the pension investments have performed. Preparation. For years you have been building a fund for your Retirement and when the time approaches to take the benefits it is vital to prepare properly. Five to ten years before you retire you need to make sure that your investments are not carrying more risk than you can afford to accept. Economic changes will influence your fund. If you have too much equity investment (shares) you may see a significant loss in your pension fund just before you retire. At that stage you don't have time to recoup those losses before you need to access your pension income.